Effective January 2008
Our Use of Personal and Non-Personal Information
We collect two kinds of information about our on-line visitors, personal and non-personal information. Visitors are not required to register to access the public pages of Focus Insurance & Financial Services’s sites. Non-personal information is collected to track the total number of guests visiting Focus Insurance & Financial Services sites and to guide our efforts to improve our sites. The non-personal information we monitor includes the browser type and operating system being used by our visitors; areas of the sites visited; date and time of access; host or service-provider information, and identification of the referring site. This information is used exclusively for our internal purposes and is not disclosed to any non-affiliated third parties except our producers.
Personal information that can identify a visitor, such as name, address or account information, is collected only when voluntarily offered and solely for purposes that are clearly identified on our sites. Access to pages with content specific to customers is password-protected and requires pre-registration. Personal information acquired through registration is kept confidential and will not be disclosed to third parties except as may be required by law.
Our Use Of “Cookies”
The privacy of communication over the Internet cannot be guaranteed, because the Internet is not a secure medium. Focus Insurance & Financial Services does not assume any responsibility for any harm, loss, or damage you may experience or incur by the sending of personal or confidential information over the Internet by or to Focus Insurance & Financial Services.